My name is Timothy Liptrap. It was May of 2002, my wife Elizabeth and I were feeling the affects of the the economic downturn caused by September 11th and the burst of the Dot.Com bubble.

We were fortunate. We were able to survive two job losses, a new child and a really bad economy. Many of our friends and co-workers were not as lucky or fortunate. Similar to today.

In studying the problem, we came to
some basic conclusions (1) schools
do not teach financial literacy, (2)  many parents have not taught children about money (other than to save) - just because they were not taught themselves, and (3) credit card companies, (and today mortgage companies) take advantage of those who don't know how to play the game.

So, Elizabeth and I started this part-time company to help teach, primarily teachers and parents, about finances. Essentially, to help teach those who teach children (an may not understand) the concepts become better teachers and hopefully better consumers themselves.

In short, I am a professor at a business college, and I teach finance. I have an MBA, licensed stockbroker (past); and together, Elizabeth and I own a successful small business. She has a Masters in Education and has been in Corporate America for years working with people and money.

We produce this newsletter that has helped 1000's of people over the years. It is free!

It would be great to have you as a subscriber. We are not email spammers, just
educators trying to keep a small business afloat while providing a quality and useful product.

Timothy Liptrap

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With the banking crisis, auto industry
asking for financial support, and the just
declared recession - we are putting aside
some of our traditional topics such as supply
demand, monopolies, etc.. to look at
inflation, budgets, job loss, stock market,
investments, mutual funds and of course
way to save money.

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