7 Tips to improve your credit ratings and scores.

 

1. Pay your bills on time. Payment history is very important.

2. Don't apply for many credit cards at one time (it makes it 
    look like you are desperate).

3. Pay down debt on each card. Don't be max'd to the limit.

4. Be careful when using a credit repair company. It may show
     as a negative on your credit report.

5. Move unsecured (credit cards) to a secured debt (home 
    equity loan).

6. Review your credit report to make sure there are no mistakes.

7. Close any store charge cards that are not needed.
 

 

 

 

This is an excerpt from the "101 Financial Activities" Newsletter.
The newsletter is designed for teachers and
parents to help teach children financial and money management skills.
To subscribe visit for free visit http://www.101financiallessons.com

Questions, email Timothy Liptrap, editor at tliptrap@101financiallessons.com.